Between 1996 and 2005, the BOE gathered $2 billion in property tax revenue but didn’t make actuarially needed contributions to aid the fund. CTPF's fiscal situation was exacerbated this year 2010 when the Illinois General Assembly passed PA 96-0889, which allowed the BOE to reduce its payments from 2011 to 2013. This pension holiday cost CTPF yet another $1.2 billion. Our teachers who usually do not contribute to Social Protection depend on their pensions for financial protection in retirement.As we age group, our careers and family members life have a tendency to dominate our period and we’ll forget to do the things in life that help maintain strength and stability. Our diet and consistent exercise will be the first a couple of things that get trashed the home window as our families get bigger. Business men on the run rarely have enough time or energy to find a gym after a long day maybe that included overtime.